Care Au-Pair: reasonable travel health insurance for au pair

You are looking for an au pair for your own family? Or do you want to go as au pair in a guest-family abroad? However that may be - for both parts this it a sensational time with new experiences. But essential is to book a special au pair health insurance.

Care Au-Pair covers foreign au pairs in Germany and Austria (incoming au pair) and german or austrian au pairs abroad (outgoing au pair). The age limit amounts to 35 years, the maximum duration of the insurance amounts to 2 years.

Important advice:

For the entry into the United States for more than three month you need a valid visa. You find a list of the different visa for a fixed-term period in the United States here.

Travel health insurance - Care Au-Pair book online now

Terms and conditions of Care Au-Pair insurance

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Care Au-Pair - All benefits at a glance

* The premium must be paid as a single premium for the entire term. Insurance cover only exists, if the insurance premium is paid completely.

Applicability for the au pair insurance

The insurance applies only during the stay in Germany, EU / Schengen states or abroad, as applicable (the countries of the North American Free Trade Area NAFTA: USA, Canada, Mexico are excepted). Brief stays in the home country and in third countries of up to 6 weeks per insurance year (insurance year: 12 months from commencement of cover) are possible. Au pairs can not be insuranced for their homeland longer termed.

Product- and performance description Care Au-Pair

Care Au-Pair Si

The monthly premium amounts 21 € and offers insurance cover for a reasonable price. The product Care Au Pair Si anticipates for all health insurance benefits co-payment of 50 € each insurance case.

Health insurance

• out-patient treatment by a doctor or a dentist up to the 1,8-fold german tariff for doctors and dentists (GOÄ/GOZ)
• payment in full for medically prescribed medications and surgical dressings
• basic version accident-related medical aids
• in-patient treatment at a hospital, surgeries including (general nursing class)
• medically necessary rehabilitation measures (follow-up treatment)
• transportation costs to hospital for medical reasons
• pregnancy examinations and treatment – as long as the insured is not pregnant on commencement of cover or at the time of applying for renewal of cover – plus delivery (8 month waiting period)
• analgesic dental treatment including simply fillings for pain treatments - 100 % up to € 250.00 during the whole contract duration including all extensions of the term.
• refund of the repairing charges for existing dentures - 50% of the invoice price up to max. € 250.
• repatriation costs/funeral expenses in event of the death of the insured person, up to € 10.000
• costs of repatriation for medical reasons

Care Au-Pair S

The monthly premium amounts 26 € and offers insurance cover for a reasonable price. The product Care Au Pair Si anticipates for all health insurance benefits co-payment of 35 € each insurance case.

Health insurance

• out-patient treatment by a doctor up to the 1,8-fold german tariff for doctors (GOÄ)
• payment in full for medically prescribed medications and surgical dressings
• basic version accident-related medical aids
• in-patient treatment at a hospital, surgeries including (general nursing class)
• medically necessary rehabilitation measures (follow-up treatment)
• transportation costs to hospital for medical reasons
• pregnancy examinations and treatment – as long as the insured is not pregnant on commencement of cover or at the time of applying for renewal of cover – plus delivery (8 month waiting period)
• analgesic dental treatment including simply fillings for pain treatments - 100 % (from 250,– € a therapeutic and cost schedule must be submitted). If no therapeutic and cost schedule by the dentist's is submitted prior to the treatment from an anticipated invoice amount from 250,- €, the insurer reimburses expenses up to 50%.
• refund of the repairing charges for existing dentures - 50% of the invoice price up to max. € 250.
• repatriation costs/funeral expenses in event of the death of the insured person, up to € 10.000
• costs of repatriation for medical reasons

Care Au-Pair M

The monthly premium amounts 35 € and offers insurance cover for an excellent cost effectiveness. The product Care Au Pair M based on tariff Care Au-pair S and offers essentially improved performances without any percentage excess in the range of the travel insurance.

Health insurance

• out-patient treatment by a doctor up to the 1,8-fold german tariff for doctors (GOÄ)
• payment in full for medically prescribed medications and surgical dressings
• basic version accident-related medical aids
• in-patient treatment at a hospital, surgeries including (general nursing class)
• medically necessary rehabilitation measures (follow-up treatment)
• transportation costs to hospital for medical reasons
• pregnancy examinations and treatment – as long as the insured is not pregnant on commencement of cover or at the time of applying for renewal of cover – plus delivery (8 month waiting period)
• refund of the repairing charges for existing dentures - 50% of the invoice price up to max. € 250.
• repatriation costs/funeral expenses in event of the death of the insured person, up to € 10.000
• costs of repatriation for medical reasons
• reimbursement of costs for medically necessary treatments up to maximum GOÄ rate
• no percentage excess for all benefits according to the tariff
• analgesic dental treatment including simply fillings for pain treatments - 100 % (from 500,– € a therapeutic and cost schedule must be submitted). If no therapeutic and cost schedule by the dentist's is submitted prior to the treatment from an anticipated invoice amount from 500,- €, the insurer reimburses expenses up to 50%.
• denture costs based on an accident up to 1.000 € each insurance year
• deficiency compensation during an in-patient treatment 10 € each day from the 6. day, no longer than 90 days each insurance year (only in contracts during a length for not less than 1 year)

Care Au-Pair XL

The monthly premium amounts 43 € and offers top insurance cover for an good cost effectiveness. The product Care Au Pair XL based on tariff Care Au-pair M and offers essentially improved performances also without any percentage excess in the range of the travel insurance.

Health insurance

• out-patient treatment by a doctor up to the 1,8-fold german tariff for doctors (GOÄ)
• payment in full for medically prescribed medications and surgical dressings
• basic version accident-related medical aids
• in-patient treatment at a hospital, surgeries including (general nursing class)
• medically necessary rehabilitation measures (follow-up treatment)
• transportation costs to hospital for medical reasons
• pregnancy examinations and treatment – as long as the insured is not pregnant on commencement of cover or at the time of applying for renewal of cover – plus delivery (8 month waiting period)
• refund of the repairing charges for existing dentures - 50% of the invoice price up to max. € 250.
• repatriation costs/funeral expenses in event of the death of the insured person, up to € 10.000
• costs of repatriation for medical reasons
• reimbursement of costs for medically necessary treatments up to maximum GOÄ rate
• no percentage excess for all benefits according to the tariff
• analgesic dental treatment including simply fillings for pain treatments - 100 % (from 1.000 € a therapeutic and cost schedule must be submitted). If no therapeutic and cost schedule by the dentist's is submitted prior to the treatment from an anticipated invoice amount from 1.000 €, the insurer reimburses expenses up to 50%.
• denture costs based on an accident up to 1.000 € each insurance year
• costs of a family member's visit from the 6. day during an in-patient treatment for one time during the whole period of coverage up to max. 1.500 € (only in contracts during a length for not less than 1 year)
• deficiency compensation during an in-patient treatment 20 € each day from the 6. day, no longer than 90 days each insurance year (only in contracts during a length for not less than 1 year)

Travel health insurance - Care Au-Pair book online now

Terms and conditions of Care Au-Pair insurance

What is not insured /exclusions of benefits

• Illnesses and consequences of accidents, treatment of which abroad was the sole reason, or one of the reasons, for starting the journey
• Costs for illnesses, complaints and consequences of accidents that already exist, or are known, on commencement of cover or renewal, and the consequences of such illnesses and accidents that have been treated within the last six months before commencement of cover or renewal, exceed € 30,000.00*
• Examinations and treatment of pregnancies that already existed prior to commencement of cover and/or on application for policy renewal
• Termination of pregnancies and contraception
• Psychotherapy / psychoanalysis treatment
• Drug withdrawal measures, cures and sanatorium treatment
• Cosmetic treatment (e.g. scar corrections, non-essential acne and wart removals etc.)
• Optional services in hospitals
• Medical check-ups, vaccinations
• Dentures (exept repairs and dentures due to accidents in tariff M/XL)
• Plaque removal, paradontosis treatments
• Examinations for the purposes of obtaining a residence permit
• Certificates and expert opinions
• Aids not due to accidents

* Otherwise, the own risk for these costs is € 5,000.00 per insurance year.

You will find a detailed description of benefits in the insurance conditions.

Medical costs for accidents are covered by the health insurance. Permanent disability can only be protected by an accident insurance. That is the reason, we suggest to cover an accident insurance.