Care Economy - Health insurance abroad for foreign visitors
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For getting a visa for visitors a valid travel health insurance in the EU, Switzerland or Liechtenstein is required for guests coming from the non-european abroad. Therefore it is irrelevant whether the visitor or the host covers the insurance.
The Care Economy international policy is tailored to the needs of foreign guests and visitors within the European Union (EU) and the Schengen States. Health insurance for foreign nationals can be taken out up to the insured’s 75th birthday and has a maximum duration of two years.
Care Economy - health insurance abroad for foreign visitors - online application
Important notes
- Insurance ends with completion of the 76rd year of life.
- The insurance policy proves the insurance cover you applied for. In addition, you will receive an insurance confirmation and treatment certificates after processing your application.
- Renewal of the current insurance is possible. If the insured person is going to stay any longer than applied for, the original period of insurance cover can only be extended if the application is received by Care Concept AG in written form (e-mail, fax, mail) before the original contract expires and the insurer expressly agrees to this. In this case the insurance policy only covers events occuring after the application to extend the policy was made.
- In case of extension of the insurance cover there has to be paid the differing amount of premium between the original, formerly selected period of insurance cover and the new one.
- The max insurance period - including all renewals - is two years.
Premium overview | Premium table Care Economy
Term of insurance up to ... days | up to 64 years without deductible | up to 64 years with deductible | 65 - 74 years without deductible | von 65 bis 74 years with deductible |
|---|---|---|---|---|
90 | 1,18 € / day | 1,00 € / day | 3,48 € / day | 2,95 € / day |
91 - 180 | 1,59 € / day | 1,35 € / day | 4,37 € / day | 3,70 € / day |
181 - 365 | 2,30 € / day | 1,95 € / day | 5,84 € / day | 4,95 € / day |
366 - 730 | 2,83 € / day | 2,40 € / day | 9,32 € / day | 7,90 € / day |
The minimum premium per person and term is: € 10.00.
Variants without excess can be booked from 02.01.2023.
Monthly premium for health insurance
Monthly payment is only possible for health insurance and there only from a term of 180 days in connection with a direct debit authorisation.
Term of insurance up to ... days | up to 64 years without deductible | up to 64 years with deductible | 65 - 74 years without deductible | 65 - 74 years with deductible |
|---|---|---|---|---|
180 - 365 | 59,- € / month | 50,- € / month | 149,- € / month | 126,- € / month |
366 - 730 | 89,- € / month | 75,- € / month | 286,- € / month | 242,- € / month |
The maximum insurance period - including all extensions - is two years. In the case of renewals, the difference between the original and the newly selected period must be paid. In the case of monthly payment, this is continued for the renewal period.
Variants without excess can be booked from 02.01.2023.
Care Economy - All benefits at a glance
Health insurance
- freephone service numbers
- out-patient treatment by a doctor
- in-patient treatment at a hospital (general nursing class - multiple-bed rooms - without optional benefits) including subsequent treatment.
- medically prescribed medications and dressings
- pregnancy examiniations and treatment; delivery (8 month waiting period)
- medically prescribed massages, medical packs and inhalers
- transportation costs to hospital for medical reasons
- transport in case of death/burial costs up to 25,000.00 €
- pain-deadening dental treatment incl. simple fillings and repair of existing dental prosthesis, max. 300.00 € per insurance duration up to 180 days, over 180 days max. 600.00 €
- medically prescribed aids following an accident
- medically appropriate return up to 10,000.00 €
- direct settlement with the doctors, hospitals et. via treatment vouchers (in D/AUT only)
- deductible per insured event
Care Economy - health insurance abroad for foreign visitors - online application