HanseMerkur incoming travel health insurance for foreign guests
Insurance for foreign guests up to 1 year stay
The comprehensive yearly insurance for foreign guests of the HanseMerkur with a stay of up to 1 year.
Product highlights of the insurance for foreign guests up to 1 year:
- Closing possible within 31 days after arrival
- Coverage complies with EU requirements
- No limitation of benefits to a maximum sum insured in health insurance
- Valid in all EU countries, Switzerland and Liechtenstein
- Existing insurance cover is one of the prerequisites for issuing a visa
- Extensions are possible within the maximum insurance period
- Refund of the pro-rata premium in case of early return travel
Premiums for the travel insurance of HanseMerkur for foreign guests
Travel health insurance | Tariff BASIC Premium per day* | Tariff PROFI Premium per day*** |
|---|---|---|
Persons up to 64 years up to 93 days policy term | 1,70 EUR | 2,50 EUR |
Persons up to 64 years from 94 up to 365 days policy term | 2,40 EUR | 3,40 EUR |
Persons from 65 up to 74 years up to93 days policy term | 3,50 EUR | 4,50 EUR |
Persons from 65 up to74 years from 94 up to365 days policy term | 8,60 EUR | 12,70 EUR |
*minimum premium BASIC: 10,00 EUR
** minimum premium PROFI: 15,00 EUR
Terms and conditions HanseMerkur travel health insurance up to 365 days
Benefits insurance for foreign guests up to 365 days
Insurable group of persons:
Persons up to their 75th birthday are eligible for insurance
- with foreign citizenship who are temporarily residing in the Federal Republic of Germany or an EU country, Switzerland or Liechtenstein
- of German nationality, who have been permanently resident abroad for more than 2 years.
Benefits travel health insurance HanseMerkur (AGL-D) at a glance
Travel health insurance HanseMerkur | BASIC | PROFI |
|---|---|---|
Outpatient medical treatment in accordance with the fee schedule set out in ection III 1.2 | 100 % | 100 % |
Dental treatment for pain relief in accordance with the fee schedule set out in section III 1,2 per insurance year | 500 € | 1.000 € |
Medications and surgical dressings | 100 % | 100 % |
Radiation therapy, light therapy and other physical treatments | 100 % | 100 % |
Massages, compresses and inhalations, per insurance year | 300 € | 100 % |
Aids (if agreed by HanseMerkur) per insurance year | Not insured | 500 € |
Repairs of existing aids, per insurane year | Not insured | 250 € |
Visual aids | Not insured | 200 € |
Operations | 100 % | 100 % |
Inpatient medical treatment under general care insurance (multiple-bed room) without opitional services (treatment by private doctor) | 100 % | 100 % |
Screening check-ups for early detection of cancers, per insurance year | Not insured | 300 € |
Screening check-ups for children in accordance with the statutory programmes introduced in Germany | Not insured | 100 % |
Up to 80% of the cost for medically required dentures, per insurance year | Not insured | 1.250 € |
Dental check-ups, per policy year | Not insured | 200 € |
Medically necessary pregnancy treatment due to complaints | 100 % | 100 % |
Pregnancy examinations and deliveries | Not insured | 100 % |
Ambulance transport to inpatient treatment | 100 % | 100 % |
| Repatriation, if medically desirable | 100 % | 100 % |
Repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany | 10.000 € | 10.000 € |
Follow-up liability until restoration of ability to travel for up to | 3 month | 3 month |
excess per insured event 25.00 € |
Die Versicherungen ausländische Gäste im Überblick:
- Versicherung Visum Plus
Erfüllt alle Anforderungen an ein Schengen-Visum
- Versicherung ausländische Gäste bis zu 1 Jahr
Reise-Krankenversicherung
Reise-Unfall- und Haftpflicht-Versicherung - Versicherung ausländische Gäste bis zu 5 Jahren
Reise-Krankenversicherung
Reise-Unfall- und Haftpflicht-Versicherung - Versicherung ausländische Reise-Gruppen
Reise-Krankenversicherung
Reise-Haftpflicht- und Unfall-Versicherung